Harvest Plan 2026/2027: What changes for those seeking rural credit and sustainability

The Safra Plan is the main public policy to encourage Brazilian agribusiness. With each new edition, rural producers, cooperatives and companies await the announcement of resources allocated to financing production, investments and modernization of properties.

In editing 2026/2027, the Federal Government announced more than R$ 610 billions in resources for corporate and family agriculture, consolidating one of the largest volumes of rural credit in the country’s history. More than the numbers, although, the new Safra Plan reinforces a trend that has been gaining strength in recent years: sustainability is increasingly integrated into rural credit policies and the competitiveness of the agricultural sector.

The numbers of the Safra Plan 2026/2027

The program provides approximately R$ 610,3 billions in resources for the agricultural cycle 2026/2027, distributed between corporate farming and family farming.

Among the main highlights are:

  • R$ 525,1 billions allocated to corporate agriculture;
  • R$ 97,3 billions dedicated to family farming, including Pronaf resources;
  • financing for costs, marketing and investments;
  • encouraging the modernization of rural properties;
  • strengthening programs aimed at innovation, irrigation, storage, risk management and sustainability.

Thus, These resources represent an important tool for increasing productivity in the sector, encourage investments and increase the competitiveness of Brazilian agribusiness.

Much more than credit: sustainability as a strategy

Although the volume of resources is one of the main highlights of the Safra Plan,, one aspect deserves special attention: strengthening initiatives related to sustainable production.

In the last years, the market began to demand more and more transparency, traceability and environmental responsibility. This transformation does not only occur due to legal requirements, but also by demands from industries, financial institutions and international buyers.

In this way, programs aimed at low-carbon agriculture continue to receive special attention, encouraging investments in practices capable of reducing environmental impacts and increasing the resilience of rural properties in the face of climate change.

Among the initiatives encouraged are:

  • recovery of degraded areas;
  • improving efficiency in water use;
  • expansion of storage on properties;
  • renewable energy generation;
  • more efficient irrigation;
  • technological modernization;
  • low carbon agriculture practices.

These investments, therefore, not only represent environmental gains. In practice, also contribute to cost reduction, increased operational efficiency and greater production security.

Access to credit is increasingly connected to property management

The profile of producers seeking financing is also changing.

Financial institutions evaluate several factors related to the risk of the operation, including productive aspects, economic and, more and more, environmental.

Keep the property organized, Having up-to-date documentation and demonstrating compliance with environmental legislation therefore tends to facilitate financing processes and expand access to the different lines of credit available.

Furthermore, Producers who invest in sustainable technologies often have greater capacity to adapt to climate variations and greater efficiency in the use of natural resources, factors that contribute to reducing risks over time.

A trend that follows the international market

Strengthening sustainability within rural credit policies accompanies a transformation occurring on a global scale.

In the last years, topics such as traceability, reducing greenhouse gas emissions, regenerative agriculture, carbon market and socio-environmental certifications began to directly influence access to international markets.

Regulations such as the Border Carbon Adjustment Mechanism (CBAM), The demands related to deforestation and the increased demand for more transparent production chains demonstrate that producing sustainably is no longer just a competitive advantage but has become a requirement in various segments of agribusiness.

In this case, Prepared producers can access new markets, strengthen business relationships and increase your competitiveness.

How to prepare?

Given this scenario, Producers and companies that wish to increase their competitiveness and facilitate access to financing opportunities must invest in management that integrates productive performance, environmental compliance and long-term planning.

Among the main actions are:

  • maintain the environmental and documentary regularity of the property;
  • invest in technologies that promote efficiency and reduce impacts;
  • adopt low-carbon agriculture practices;
  • monitor environmental and emissions indicators, if applicable;
  • evaluate the implementation of management systems and certifications recognized by the market.

The adoption of these practices requires planning and technical monitoring. In this context, biO3 offers solutions focused on environmental management and sustainability, supporting organizations in preparing greenhouse gas emissions inventories (GEE), assessment of environmental impacts, development of sustainability indicators, reporting, Life Cycle Evaluation (ACV) and projects related to the carbon market.

More than meeting current demands, These initiatives help companies and producers to make more strategic decisions and prepare for a sector increasingly guided by efficiency criteria, transparency and sustainability.

The role of sustainability in the future of agriculture

The Safra Plan 2026/2027 demonstrates that rural credit continues to be one of the main instruments for boosting the development of Brazilian agriculture. At the same time, highlights a trend that should intensify in the coming years: sustainability, efficient management and competitiveness go hand in hand.

More than meeting legal requirements, Investing in good environmental practices represents a strategy capable of strengthening property management, expand financing opportunities and prepare producers for an increasingly demanding market.

In this context, count on specialized technical support to structure projects, implement sustainable practices, organizing environmental indicators and meeting certification requirements can make a difference in building a more resilient agribusiness, efficient and prepared for the challenges of the future.

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